
No, but having a valid license from another province or country and/or international license is usually sufficient. Even a learners license or Class 7 is eligible for insurance coverage but does include some restrictions. A broker can give you additional information regarding your licensing.
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The newer the vehicle, the more expensive it is to fix. Unless you're driving an older vehicle that does not have much value, you want to carry full coverage. This ensures that your vehicle will be repaired, and right away, whether the fault lies with you or not.
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The payment options will vary depending on the insurance carrier. There are options for credit card and 1,2, or 3 pay plans, but the most popular and convenient option is the monthly automatic withdrawal. This can easily be arranged with a copy of your "void" check or direct-debit form on the monthly withdrawal date of your choice.
Information Provided by Sharpinsurance.ca